retirement planning

  • THE THREAT OF ZOMBIES IS REAL!

    • August 19, 2019
    read more

  • MILLENNIALS ARE NOT SAVING FOR RETIREMENT BECAUSE… THE SKY IS FALLING?

    • July 16, 2019
    read more

  • HOW TO STOP WASTING MONEY & SAVE MORE (OR START SAVING) FOR RETIREMENT

    • June 20, 2019
    read more

  • Baby Boomers in Student Debt?

    • February 6, 2019

    ONE GENERATION OF AMERICANS OWES $86B IN STUDENT DEBT. ITS MEMBERS ARE ALL 60 YEARS OLD OR MORE

    Seniors with student debt? Surely that is some sort of a mistake. No, it’s not. A recent article in the Wall Street Journal (WSJ) shined a light on a little known and growing problem. Seniors that have taken on student debt. Some took out loans to help pay for their children’s college tuition and while the child may be out of school for years, the debt remains. Others, in the wake of the most recent recession, took out student loans while trying to reinvent themselves. They needed new skills to make themselves more attractive to potential employers. Many of those dreams withered on the vine but again, the debt remains.

    read more

  • Americans Still Have High Hopes of Retiring Early (hope being the operative word) & Retirees Understanding of the Taxes that They Will Pay in Rerirement

    • December 11, 2018

    Findings from MassMutual’s 2018 “State of the American Family” illustrates that on average, respondents expect to retire at age 62, as opposed to age 64 when the study was last conducted five years ago in 2013. Surprisingly, 40% of the respondents from the study intend to retire before age 60, up from 32% from that same 2013 study. With all of this optimism, did any of the percentages go down? Well yes, actually. 22% of respondents now expect to retire after age 65, down from 30% from the 2013 study. So there was a decrease in the percentage of folks who expect to retire after age 65 and an increase in the percentage of folks who expect to retire before 65.

    read more